One of the biggest obstacles for going to college is simply affording it. Coming from me, I had to save up for two years after high school until I could start attending community college. However, now that I have been going to college for sometime, these are the four questions I would ask any studentContinue reading “4 Financial Decisions to Make Before Starting College”
Author Archives: Dana Johnson
Financially Prepare for Fall Term
Before the term begins (or right as the term begins), it is a great time to start mapping out ways to fund your education not only for this term, but for the full year. As someone that has been paying out of pocket for their entire education while avoiding loans, I have a few suggestionsContinue reading “Financially Prepare for Fall Term”
Why Your Mindset Towards Money Matters
Would you believe me if I told you that a simple thought can make the difference of becoming successful, financially speaking? If not, let me share with you why your thoughts (mindset) have a greater impact on your actions and future than you might realize. To simply explain the importance of your mindset towards money,Continue reading “Why Your Mindset Towards Money Matters”
High Yield Savings Account – Everything You Need to Know About Them
What is a high yield savings account? A high yield savings account (HYSA) is a savings account that offers about 4x the interest that a basic savings account would offer. The reason they can offer higher interest is related to the fact that many of these banks do not have physical locations so they canContinue reading “High Yield Savings Account – Everything You Need to Know About Them”
Debt-Free Journey Interview #4
The purpose of the debt-free interview series are to help others learn strategies for paying off or avoiding debt. Today’s interview is with Kealy from @sustainablefinances Personal bio: Kealy is a single mother, an active-duty Navy service member, and a full-time student. @sustainablefinances Currently, I’m a process improvement consultant for a technology company based inContinue reading “Debt-Free Journey Interview #4”
Debt-Free Journey Interview #3
The purpose of the debt-free interview series are to help others learn strategies for paying off or avoiding debt. Todays interview is with Ore from @growingyourcoins Personal bio: I graduated in May 2020 with a Bachelors and Masters in Information Technology & Management and specialized in Cybersecurity. I currently work as an IT Cybersecurity Engineer.Continue reading “Debt-Free Journey Interview #3”
Debt-Free Journey Interview #2
The purpose of the debt-free interview series are to help others learn strategies for paying off or avoiding debt. Today’s interview is with Josh from @thebaldmillionaire. About Josh: I originally started off my education at the US Naval Academy with the intention of graduating debt free. About half way though my schooling, before signing myContinue reading “Debt-Free Journey Interview #2”
Debt-Free Journey Series
The purpose of the debt-free interview series are to help others learn strategies for paying off or avoiding debt. My name is Dana, and I am the founder of @Budgetadvisorblog. This is the story of when I took on a car loan at 18 years old, the mistakes I made, and the lessons I learnedContinue reading “Debt-Free Journey Series”
The Personal Finance Checklist
So, you are interested in managing your money, but you are not sure where to start. Where do you begin? When should you start thinking about personal finance? Well, the answer is today. In attempt to make managing money a simple process, I wrote a checklist for the most important areas of personal finance thatContinue reading “The Personal Finance Checklist”
20 Ways I Save Money
When people ask me how I manage to go to college without taking loans, there is one principle I live by to do so. I keep my expenses low as possible. That is, it. Being able to spend less than you earn is a great habit to have and here is why. There is aContinue reading “20 Ways I Save Money”
Budget-Advisor 